HARDIE’S HYPER-AWARD: Worst Credit Card to travel with in 2016:

IMG_1530.JPG…would be PayPal, Debit Card, that is, which I only possessed (past tense) as a convenient option, figured WTH, for withdrawing funds accrued, rather than cycling back through to bank. The good news is that they won’t likely refuse the card as you travel around through weird countries with sketchy histories, but that means that if you’re hacked, then they won’t help you much there, either…

So while checking my e-mail one morning, I noticed three transactions on my PayPal debit card that were not authorized by me, for a total of almost $800, and I’d be able to report the crime immediately, so should be no problem, right? But Pay Pal won’t even take the call, informing me to log in to the website, then informing me a week later there’s no crime, so talk to the dealer if I don’t like my product or service! Ouch!

Then it happened again, on a different card. Double ouch!! I mean: who orders $50 worth of anything from Dunkin’ Donuts dot com in the first place? That’s scary in so many ways! Again, they weren’t brandishing the card, since that’s in my pocket. At least Citibank had the decency to call me and deal with the crime, with no waste of time…

So I was already to read PayPal the Riot Act of 1786, when I decided that it would be prudent to remove any and all monies left in the account first, that the perp wouldn’t have bothered with, since he had to know it was less than $100. Well, lo and behold, surprise surprise, the purloined purse-strings had yet to be pilfered to perfection, all transactions ‘expired’ with no further explanation…

Is this PayPal’s way of saving face, refusing to admit wrongdoing, giving me what I need, but not what I deserve? No matter, I immediately transferred the money—ALL of it—to my bank account and in three days it was clear. I guess I could still hoot and holler at them for good measure, but if I’ve learned nothing else as a Buddhist, I’ve learned to STFU. A word to the wise…

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